Massachusetts insurance broker · Opening January 2027

Make them compete.

You have better things to do. We'll take care of it, every year, and tell you when something needs you.

Massachusetts carriers can price the same household very differently. A licensed Massachusetts broker puts every policy you hold in front of carriers that compete for it, tells you plainly whether to switch or stay, and checks again at every renewal.

Hold my place for January →

Closing or renewal before January? Tell us the date and your household goes first when we open.

Sample

Home · Your current policy · defending champion

Title retained

Your home carrier earned another year.

— Our founder
See a full sample Lineup ↓
Reviewed by our founder, a licensed MA broker
Paid by carriers, never by you
Re-competed at every renewal

What the Massachusetts filings show

Carriers don't agree about you.

about 32%
about 118%

Same household, same new driver: one carrier's filing adds about 32%, another's about 118%. That's the Division's own example — a driver licensed one year, added to a household in the typical town, with nothing else changed.

Source: Massachusetts Division of Insurance rate filings. How carriers price → · What a new driver adds →

Carriers weigh things differently, and they refile their rates. That's why we check every year, so you don't have to.

How it works

1

Tell us what you hold

A few minutes, now, while you're on the list. Every property, every vehicle, every policy, so we work from what you actually hold, not what you remember holding.

2

Competing carriers, checked by a person

Each policy goes to competing carriers, including good ones that don't buy TV ads. Our founder, a licensed Massachusetts broker, reviews every result before you see it. Once your review starts, the research runs overnight.

3

You get a Lineup

One recommendation for the household, with a podium for each policy as the evidence. Switch or stay: if you switch, we handle it with your e-signature.

Here's what a Lineup looks like

A podium behind every policy, so you can see why.

Sample household · illustrative figures

Your Lineup

  • Auto Carrier B Switch
  • Home Keep your current carrier Stay
  • Umbrella Carrier A Switch

We'd move your auto and umbrella. Your home carrier earned another year.

— Our founder

The evidence behind it: a podium for each policy. In this sample, your current policy defends its title against three challengers.

Auto · 2 drivers, 2 cars

Your current policy · defending champion $2,610 a year

The challengers

1st place
$2,190a year
Carrier B
1
2nd place
$2,340a year
Carrier A
2
3rd place
$2,470a year
Carrier C
3

Home

Your current policy · defending champion $1,940 a year Title retained

The challengers

1st place
$1,985a year
Carrier A
1
2nd place
$2,060a year
Carrier B
2
3rd place
$2,140a year
Carrier C
3

Umbrella · $1M

Your current policy · defending champion $455 a year

The challengers

1st place
$345a year
Carrier A
1
2nd place
$380a year
Carrier C
2
3rd place
$410a year
Carrier B
3

Every challenger is priced on coverage equivalent to what you have now, so the numbers line up like for like.

Illustrative example — not real numbers. Carriers are anonymised, and your carriers and prices will differ.

Auto, home and umbrella shown here — every policy in the household gets its own podium. See everything we cover →

Sometimes our advice is “stay where you are.”

When we say stay, it’s because we checked — and we check again at every renewal.

If we find something better

You choose from your Lineup. We handle the switch with your e-signature, and send your old insurer the cancellation request, timed to the day the new policy starts.

If what you have is right

No charge, no obligation, no awkward sales call — and you still get the whole review: what we checked, what's fine, and when we'll look again.

We'll tell you if you're already in good shape. It happens more than you'd think.

The Podium Standard

  1. Every household gets a full review — every property, every vehicle, every policy — on one page, before anything is recommended.

  2. Every policy is re-competed at every renewal, and you receive the results whether or not anything changes.

  3. You hear from us before a rate increase hits, not after.

    For policies we place. If we advise you to stay with your current insurer, we check in with you at renewal instead.

Because we keep these promises for every household, we work from a list rather than taking everyone at once.

Read the Podium Standard →

Short answer: carriers, not you. We're paid a commission by the carrier you choose through us — built into the rate you'd already pay, not added on top. If the right answer for you pays us less, or nothing, it’s still the answer you get. The ranking never sees what a carrier pays us, and we show you all three results either way. See exactly how that works →

Ready? Let them compete. You get on with your year.

Tell us what you have. We'll take it from there.

We can't place policies before January. If a closing or renewal can't wait, handle it with your current carrier for now, tell us the date, and your household goes first when we open.

Which policies should we look at? (optional — pick any that apply)
Standard
Less common home coverage (Condo, Renters, High-value home, Landlord, Flood)
Accessory
Less common coverage (Pet, Motorcycle, RV, Boat)
Best way to reach you (optional)
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